What's the Difference Between a Merchant Cash Advance and a Loan?

A merchant cash advance can be in the form or a “sale of future revenues”, or an old fashion loan. The one common denominator is the exceedingly high interest rate that your business will pay on the money that it receives. The Merchant Cash Advance Companies are able to charge such high interest rates due to a loophole in the law which excludes businesses from Texas usury laws.

What Happens if I Default on an MCA Payment?

Defaulting can lead to some significant problems, so it's imperative to contact our team before that happens. Even if you call us after the fact, we can still help you get out of the choke hold these companies can have on your business.

Do I Need an MCA Attorney to Settle My Loan Debt?

If you're struggling to make payments and need to adjust your loan terms, the best option is to work with an attorney. Think of it this way—the MCA lender will have their own lawyers, so you are evening the playing field.

OREGON DEBT SETTLEMENT ATTORNEYS

We assist in debt negotiations and help find the best resolutions

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MCA debt troubles? Get the help you need in Oregon right now

If your business in Oregon is encountering financial difficulties due to merchant cash advances (MCA) or a creditor trying to resolve debt with merchants, don’t worry. Our debt settlement attorneys are here to provide the help you need. Take control of your financial situation in Oregon with Business Debt Counsel. Our Oregon-based debt solutions are designed to help your business navigate tough times and emerge even stronger.

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Merchant Debt

Debt specific to retail or service-based businesses, often in the form of merchant cash advances or short-term financing used to cover expenses or manage cash flow.

How we can help

Our services focus on consolidating high-cost merchant cash advances and negotiating manageable repayment terms, helping businesses restore cash flow and regain financial control.

We Manage All Forms of Business Debt

Business Debt

Businesses take on financial obligations, including loans, credit lines, and other borrowed funds, to support their operations, growth, or expansion.

How we can help

We offer solutions to manage business debt by restructuring, consolidating, or negotiating loan terms, lightening payment burdens and guiding you toward financial recovery.

Merchant Debt

Debt typical of retail or service-based businesses, often in the form of merchant cash advances or short-term financing, is used to manage cash flow or cover expenses.

How we can help

Our services are designed to consolidate high-cost merchant cash advances and negotiate flexible repayment terms, helping businesses enhance cash flow and achieve financial recovery.

Commercial Rent

Businesses make lease payments to rent commercial property for operations, storage, or customer interactions, generally on a monthly or quarterly schedule.

How we can help

We guide businesses toward financial stability by restructuring, changing, or negotiating commercial loans, easing repayment conditions, and relieving financial stress.

Vendor Invoice Settlement

Failure to pay vendor invoices can harm relationships and cause disruptions in operations, impacting inventory and customer demand. Promptly paying overdue invoices is key to keeping operations running smoothly and restoring trust with suppliers.

How we can help

Our team can assist in negotiating reduced payments for overdue invoices, alleviating your financial burden. This helps maintain strong relationships with vendors and ensures continued access to critical supplies and services.

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Business Debt Counsel

Personalized Program

Experienced Debt Attorneys

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Our Step-by-Step Process for debt management

Debt Relief Process with Our Oregon Attorneys

Facing business debt, including merchant cash advances or traditional loans, can be daunting. At Business Debt Counsel, we have a clear, step-by-step process to guide you toward the relief you need.

Step 1: Free Initial Consultation
Begin with a no-cost consultation with one of our debt settlement lawyers to evaluate your debt situation. We’ll discuss your options, clarify your legal rights, and provide recommendations based on your unique needs. Whether it’s MCA debt or other business liabilities in Oregon, we’ll help you find the best way forward.

Step 2: Comprehensive Financial Review
After your consultation, we’ll review the full scope of your business debt. We’ll analyze your financial position, including merchant cash advances, loans, and other obligations. This helps us create a tailored plan to address your financial challenges, such as negotiating a settlement or consolidating debts into more manageable payments.

Step 3: Negotiating Settlements or Consolidation Plans

Once we understand your financial picture, our experienced attorneys will work with creditors to lower the total owed, reduce interest rates, or adjust payment terms. If debt consolidation is necessary, we’ll help you combine multiple debts into a single, more manageable payment plan.

How Business Debt Counsel Can Assist with MCA Debt and Other Business Liabilities in Oregon

We offer full support for merchant cash advance debt, business debt consolidation, and beyond. If you need relief from MCA loans or other financial burdens in Oregon, we’ll guide you throughout the process.

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Why Choose Business Debt Counsel in Oregon?

Proven Legal Expertise:

Our attorneys have a proven history of resolving lender and merchant debt cases in Oregon and other locations.

Tailored Solutions:
We understand that each business is different. Our solutions are customized to address the unique challenges your Oregon business faces.

Oregon-Specific Expertise:

With extensive experience in state regulations and MCA practices, we negotiate with the best interests of your business in mind.

Focused on Your Success:
Whether it’s negotiating MCA settlements or broader debt relief plans, we’re dedicated to delivering the best results for your business.

Get in touch with us for assistance with debt relief in Oregon

Struggling with merchant cash advance debt, business debt, or considering debt consolidation in Oregon? Don’t delay seeking help. We’ll guide you through the legal options to ease your financial burden. Our free consultation is available to review your case and determine the best course of action. Reach out to our Oregon merchant debt experts at Business Debt Counsel today, and let us help you regain control of your finances.

Business Debt Counsel— Your trusted partner in Oregon debt settlement and MCA debt relief.